Often thought about and more often a forgotten or last minute consideration. Yet travel Insurance should be the first point of thought and the first purchase you make before paying for any travel services or products. Why?
Simply, it means (and depending on the policy) any purchase for travel products and services you make will in most cases be covered by the policy. Few realise that for the most part, purchases made before a valid travel insurance policy is issued may in fact no be covered. This is because most travel insurance providers will consider you only took out a policy to cover an intended change, or at worse, an intended cancellation.
Purchasing a Travel Insurance Policy should not be done ad-hoc. It should be carefully considered and weighed against your intended travel plans and activities. And that’s just another reason why choosing a policy provider should be carefully considered, and why we never recommend you rely on your credit card/s, health insurances or other insurance offers you may be thinking.
Reason: for example, Credit Card insurance will only provide the main insurance coverage for purchases made with the nominated credit card, and less on other elements not associated with the purchase – after all, they have their own interests at heart. Conversely, Health Insurance offers will cover you mainly for medical and way less on the other elements such as cancellations, lost luggage or worse, lost or stolen cash.
Similarly, purchasing insurance via a computer screen often means hidden or embedded terms and conditions very few will even read or seek clarity and understanding of the terms and conditions – again, done so purposefully in their favour.
As accredited agents for Aussietravelcover, when it comes time to consider travel insurance, we’ll give you the best advice and a choice of up to 5 easy to read and consider policies to choose from to protect your financial investment. With just a few short questions, we’ll be able to create an obligation free quotation and provide you with all the required information to make an informed and sound decision on the best travel insurance policy for your travels. And even if you choose another provider, you’ll be armed with all the information needed to make a real comparison.
So why not let us prepare a quotation for Travel Insurance for you. It’s free, absolutely no obligation to buy, and just a part of the good old fashioned personal service we provide all our clients.